1. Discover it® Secured Credit Card
• No annual fee
• 2% cashback at gas stations and restaurants
• Reports to all 3 credit bureaus
• Good for building credit with rewards
2. Capital One Platinum Credit Card
• No annual fee
• No security deposit required
• Designed for people with fair or limited credit
• Automatic credit line reviews
3. Petal® 2 “Cash Back, No Fees” Visa® Credit Card
• 1%–1.5% cashback on purchases
• No annual fee, no late fees, no foreign transaction fees
• Great for people with no credit history
• Uses alternative data (like bank account activity) to approve you
4. Chase Freedom Rise℠
• Designed for college students and young adults
• Earn 1.5% cashback on everything
• No annual fee
• Good mobile app and tools for managing credit
5. OpenSky® Secured Visa® Credit Card
• No credit check required to apply
• $200 refundable deposit
• Reports to all major credit bureaus
• Great for people with no credit or bad credit
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🧠 How to Choose the Right Credit Card
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